Privacy Policy - The Core Finance

Updated on Nov 03, 2025.

Introduction and Overview

Welcome to The Core Finance, your trusted digital guide to smarter money decisions. We believe financial knowledge should be accessible, transparent, and practical for everyone. Through our website, https://thecorefinance.com, we share clear insights and trustworthy advice on topics such as personal budgeting, credit card management, loan options, and overall financial wellbeing.

Protecting your privacy is one of our core principles. This Privacy Policy describes the type of information we collect, why we collect it, and how it helps us improve your experience while ensuring your data remains secure. We adhere to global standards of confidentiality, integrity, and fairness when handling user information.

Our goal is to keep your trust as we provide you with tools and guidance to achieve financial confidence. By understanding this Policy, you’ll know exactly how your information is used and what choices you have to control it.

If you’d like to learn more or have any concerns about how we handle your data, please contact our team anytime via our contact page: https://thecorefinance.com/contact.

Scope of the Privacy Policy

This Privacy Policy describes how The Core Finance collects, uses, and protects your personal information whenever you engage with our digital services. It applies to all forms of interaction within our online environment, including visits to https://thecorefinance.com, use of financial calculators or comparison tools, and engagement with our published articles and resources about credit cards, personal loans, and financial education.

All activities that involve data collection or communication through our website fall under the scope of this Policy. Whether you are reading financial guides, subscribing to our newsletter, or exploring content related to money management, this document ensures transparency in how your information is handled.

Please note that this Policy applies exclusively to The Core Finance’s online operations. It does not extend to offline interactions or to external websites, applications, or services that may be linked from our pages. We strongly recommend reviewing the privacy practices of any external platforms you visit to understand how they collect and process your data.

Consent

By accessing and using The Core Finance website or any of its interactive features, you acknowledge that you have read, understood, and agreed to the principles outlined in this Privacy Policy. Your continued use of our platform—including browsing financial articles, comparing credit card options, or exploring loan-related tools—constitutes your express consent for the collection, processing, and secure storage of your personal information as described herein.

Furthermore, by engaging with The Core Finance, you also accept the terms set forth in our Terms of Use. If you do not agree with any part of this Policy or prefer not to have your data processed according to these practices, we advise discontinuing use of our website and associated services. Continued access will be interpreted as your clear and informed consent to our data handling framework.

AI-Generated Content

At The Core Finance, we may use AI-assisted technologies to enhance our editorial process and ensure that readers receive clear, timely, and well-organized financial insights. These tools may help us summarize complex financial concepts, structure comparison charts for credit cards or loan options, or organize data-driven sections in a consistent and accessible format.

Artificial intelligence allows our team to maintain accuracy and speed, especially when covering rapidly evolving topics such as interest rate changes, digital banking innovations, or new credit products. However, all AI-supported content is carefully reviewed, verified, and refined by our human editorial team before publication.

Every article, guide, or resource published on The Core Finance undergoes human oversight, fact-checking, and stylistic editing to ensure clarity, accuracy, and contextual integrity. AI tools never replace human judgment—they serve only to streamline research and improve readability while maintaining our editorial standards.

If you’d like to know more about how we responsibly integrate AI into our content creation process, feel free to reach out through our contact form. At The Core Finance, we remain committed to transparency, editorial integrity, and ethical use of technology in every piece of content we produce.

I. Data Collection Practices

At The Core Finance, we take a transparent and responsible approach to handling personal information. Our data collection practices are designed to maintain platform reliability, improve user experience, and ensure the security of all digital interactions. We collect only the information necessary to provide users with accurate, personalized, and trustworthy financial guidance.

To deliver a seamless and relevant browsing experience, we gather data through three primary methods: information you voluntarily provide to us, data automatically collected from your device or browser, and select information obtained from reputable third-party services that help us refine our content and enhance performance.

Each method of collection serves a specific purpose—whether improving page functionality, personalizing financial recommendations, or analyzing traffic to better understand how visitors engage with our articles, tools, and resources. All data is handled in accordance with our commitment to privacy, accuracy, and ethical information use.

A. Information You Provide to Us

Most visitors can explore The Core Finance freely, accessing our articles, comparisons, and financial guides without providing personal details. However, certain features or services may require you to share specific information so we can offer a more tailored experience. These may include newsletter subscriptions, personalized financial recommendations, loan or credit card comparison tools, or interactive financial resources that involve registration or direct communication.

When registering for these services, you may be asked to provide information such as your full name, email address, phone number, or location. This information allows us to verify your identity, maintain account security, and deliver content that aligns with your financial goals and preferences. For example, your name helps personalize communications, your email ensures you receive relevant updates or offers, and your region enables us to share insights applicable to your local financial market.

If you contact us through our support form, participate in surveys, or share feedback on our articles or tools, we use the information you provide solely to assist you. Whether you’re submitting a question, reporting a technical issue, or suggesting an improvement, your input helps us refine our platform and improve your overall experience with The Core Finance.

B. Automatically Collected Information

In addition to the information you may voluntarily provide, The Core Finance automatically collects certain technical and behavioral data each time you visit our website. This process is fundamental to ensuring the security, performance, and usability of our platform. We use standard web technologies—such as server logs, browser cookies, and analytics tools—to better understand how users interact with our content.

When you access The Core Finance, we may gather information including your IP address, browser type and version, Internet Service Provider (ISP), device type, date and time of access, and site activity patterns. Behavioral data may include the pages you visit, the time you spend on each page, and the sequence of your navigation through the site. This insight helps us evaluate user engagement and improve how financial information is presented.

Automatic data collection also plays a key role in detecting technical issues, preventing fraudulent activity, and protecting the platform from cyber threats. Additionally, it helps us optimize load times, adjust the site layout, and ensure a seamless browsing experience across devices.

To enhance personalization, The Core Finance uses cookies and web beacons to remember your browsing preferences—such as the last articles you read or categories you explored, like credit cards or personal loans. These tools support internal analytics that allow us to measure content performance and better align our resources with reader interests.

You maintain full control over your cookie settings. You can disable or restrict cookies through your browser or device preferences at any time. However, please note that turning off cookies may affect certain functionalities of the website. By continuing to use The Core Finance without adjusting your cookie preferences, you consent to our use of these technologies as described in this Policy.

C. Information from Third-Party Sources

To maintain a sustainable platform and continue offering high-quality financial insights, The Core Finance may collaborate with third-party advertising, affiliate, and analytics partners. These partnerships help us display sponsored banners, promotional recommendations, and contextual ads that align with general user interests in financial products such as credit cards, personal loans, and savings solutions.

These external partners may use their own tracking technologies—such as cookies, pixels, web beacons, or embedded scripts—to gather engagement data and browsing activity on our site. Information collected may include your IP address, browser type, visit duration, approximate location, and interaction with specific ads or content. This aggregated data allows advertisers to deliver more relevant offers and enables us to assess the performance of sponsored campaigns without compromising user privacy.

While these technologies may operate within pages hosted by The Core Finance, any data collected through them is governed by the privacy policies of the respective third-party providers. We do not control how external services store, process, or share their data, and no direct data-sharing agreement exists between The Core Finance and advertisers. Engaging with external advertisements does not establish any formal relationship between you and those providers.

Some advertising partners—such as Google—may use technologies like DART cookies to serve interest-based ads informed by your broader browsing history. You can opt out of personalized advertising at any time by adjusting your Google Ad Settings or reviewing Google’s Privacy Policy for more information.

For greater transparency, we encourage users to review the privacy practices of each third-party service featured on our platform. Please note that The Core Finance’s Privacy Policy applies solely to data collected through our own infrastructure and does not extend to external websites, apps, or tools referenced within our content.

II. SMS Notifications and User Consent

A. Consent Authorization

At The Core Finance, we value your privacy and adhere to the principles of the U.S. Telephone Consumer Protection Act (TCPA). When you choose to provide your phone number—whether through a subscription form, a financial quiz, or a special offer—you may be invited to opt in to receive SMS communications. This consent is always obtained explicitly, through a clearly labeled checkbox or statement outlining what you are agreeing to.

By opting in, you authorize The Core Finance to send text message updates, which may include educational tips, relevant financial alerts, promotional offers, and news related to our products and services. Participation is entirely voluntary, and you are not required to provide your phone number or consent to receive SMS messages in order to access our website or its free content.

B. Opting Out of SMS Messages

You have full control over your communication preferences. If you wish to stop receiving text messages, simply reply “STOP” to any SMS we send. Your number will be promptly removed from our messaging list.

If you prefer to manage your preferences another way or have questions about how we communicate, please contact us anytime through our support page at https://thecorefinance.com/contact. Our team will ensure your request is handled quickly and respectfully.

At The Core Finance, we are committed to maintaining clear, respectful, and consent-based communication. Your trust matters to us, and we take every step to guarantee that your privacy choices are honored promptly and responsibly.

III. Purpose and Use of Collected Information

At The Core Finance, the collection of user information serves one clear purpose: to provide every visitor with a secure, personalized, and trustworthy financial experience. Each data point we gather helps us refine performance, deliver relevant content, and strengthen platform integrity—always with full transparency and respect for your privacy.

3.1 Ensuring Platform Stability and Technical Performance

Technical and usage data are vital to maintaining a fast, secure, and reliable website across all devices. By analyzing how visitors access The Core Finance—whether from mobile, desktop, or tablet—we can detect technical issues, optimize page load times, and improve browser compatibility. This allows us to ensure a smooth, error-free experience for everyone exploring our financial guides, tools, and articles.

3.2 Enhancing and Personalizing User Experience

Understanding how users interact with The Core Finance helps us tailor content to their needs and interests. We may highlight articles about credit cards, loans, or budgeting tips based on your previous visits, or adjust navigation for easier access to the most relevant topics. Our goal is to make every visit intuitive, engaging, and personally useful, ensuring readers find the information that matters most to them.

3.3 Analyzing User Interaction and Website Engagement

We use engagement analytics to evaluate and improve how our content performs. By reviewing visitor trends—such as which financial topics attract more interest, average time spent on pages, and preferred tools—we gain valuable insights into what resonates with our audience. This allows us to reorganize sections, strengthen educational materials, and ensure that financial content is delivered with clarity and impact.

3.4 Developing and Innovating Features and Services

At The Core Finance, innovation drives everything we do. We use aggregated data and feedback to design new features and resources, such as advanced comparison tools for loans or updated guides on credit management. These improvements are guided by user needs and market trends, helping us provide a more helpful, future-oriented, and informed platform.

3.5 Providing Communication, Support, and Assistance

When users reach out for help—whether to clarify a financial concept, resolve a technical issue, or share feedback—we use the information provided solely to deliver efficient and respectful assistance. In some cases, we may follow up via email to confirm that the matter was resolved or to provide additional guidance related to your inquiry.

3.6 Email Communications and Platform Updates

Subscribers who join our mailing list may receive carefully selected financial updates—including educational articles, platform improvements, new tool announcements, and relevant financial insights. Occasionally, we may also share exclusive tips or opportunities aligned with your interests. All communications include a clear unsubscribe link, and you can adjust your preferences at any time.

3.7 Strengthening Security and Preventing Fraudulent Activities

Protecting your data is one of our top priorities. We use collected information to monitor unusual activity, prevent fraud, and secure user interactions. Our multi-layered security approach combines analytics, account monitoring, and automated alerts to detect and mitigate potential threats. This helps ensure that The Core Finance remains a safe and trustworthy environment for everyone.

At every level, The Core Finance’s approach to data usage is grounded in privacy, trust, and ethical responsibility. We continuously evaluate and update our practices to align with evolving financial technologies and global data protection standards—ensuring our users remain informed, respected, and fully in control of their experience.

Cookie Policy for The Core Finance

Welcome to the Cookie Policy of The Core Finance, accessible at https://thecorefinance.com/. This document explains how cookies and similar technologies operate on our website, what type of data they collect, and how they contribute to a smoother and more personalized user experience.

Cookies play an essential role in helping us understand user behavior, optimize website performance, and deliver content relevant to your financial interests—such as articles on credit cards, loans, and budgeting.

Here, we also describe your options for managing, limiting, or disabling cookies, as well as the potential effects such actions may have on certain features or functionalities of The Core Finance.

Understanding Cookies

Cookies are small text files stored on your device when you visit a website. Like most trusted online platforms, The Core Finance uses cookies to improve website functionality, personalize your browsing experience, and enhance overall performance.

These small data files help us to:

Recognize returning visitors and remember their preferences for a smoother experience.
Simplify navigation and ensure faster loading of financial tools and articles.
Analyze engagement trends to continually refine our content and services.

Beyond usability, cookies also contribute to website security by detecting unauthorized activity, preventing fraud, and maintaining the integrity of your browsing session. Additionally, advertising and marketing cookies enable us and our trusted partners to display relevant financial content, offers, and recommendations tailored to your interests and browsing behavior.

While cookies are an important part of a seamless online experience, you remain in full control. You can adjust your browser settings at any time to restrict or disable cookies. However, please note that doing so may limit some functionalities and affect the overall performance of The Core Finance.

How We Use Cookies

Cookies play an important role in how The Core Finance operates and delivers value to our readers. Some cookies are essential to the platform’s functionality, ensuring that pages load properly and that core systems—such as secure logins and stable navigation—run smoothly. Without these essential cookies, certain website features may not function as intended.

Other cookies help us create a more personalized financial experience. They remember your language preferences, previously viewed articles, and topics of interest—such as credit cards, loans, or budgeting. This enables The Core Finance to display relevant recommendations and tailor your browsing experience over time, making navigation more intuitive and engaging.

Performance and analytics cookies allow us to analyze how visitors interact with the website. We review factors like navigation patterns, time spent on pages, and engagement with financial tools or articles. These insights help us optimize structure, refine content, and continually improve performance for a faster, more user-friendly experience.

We also rely on security cookies to help protect users and their information. These cookies identify irregular activity, prevent unauthorized access, and maintain account integrity—helping ensure a secure and trustworthy environment for everyone.

Finally, advertising and marketing cookies support the responsible promotion of relevant financial products and services. They allow us and our trusted partners to display offers that may interest you, such as credit card benefits or loan opportunities. While The Core Finance does not control third-party cookies, we encourage users to review the respective privacy policies of our partners to understand their data collection practices.

Managing or Disabling Cookies

Users who wish to manage their cookie preferences can easily do so through their browser settings. Most modern browsers allow you to view, block, or delete cookies based on your individual privacy choices. However, disabling certain types of cookies—especially those essential for the website’s core functionality—may affect performance and limit access to specific features of The Core Finance.

Restricting cookies that store user preferences may result in a less personalized experience, requiring you to manually reset language, region, or viewing preferences each time you visit the site. Similarly, turning off analytics cookies may reduce our ability to refine financial content, optimize navigation, and enhance platform usability.

While it is possible to block advertising cookies, doing so will not eliminate all ads—it simply means that the promotional content you see may be less relevant to your financial interests and browsing behavior.

For detailed instructions on managing or disabling cookies, please consult your browser’s help or support documentation. Understanding how cookies function empowers you to make informed decisions about your privacy while maintaining the most effective and seamless experience on The Core Finance.

The Cookies We Set

Cookies are essential to how The Core Finance delivers a smooth, personalized, and secure experience. They help maintain website functionality, optimize performance, and ensure that our financial content and tools operate reliably. Below is an overview of the main types of cookies we use and their specific purposes.

Account and Login Cookies

When you create or log into an account with The Core Finance, cookies help manage your session and maintain secure authentication. These cookies identify your login status, allowing you to move between pages without repeatedly entering credentials. Most session cookies are automatically deleted when you log out, but certain preferences may remain stored to provide a more convenient experience during future visits—such as remembering language, location, or saved comparison settings.

Email Subscription Cookies

If you subscribe to our newsletters or updates, cookies store your subscription preferences to ensure you receive relevant and timely financial content. These cookies allow The Core Finance to manage email frequency, topic selection, and promotional messages based on your interests—helping ensure all communications remain personalized and useful.

Survey and Form Submission Cookies

From time to time, The Core Finance may invite readers to participate in surveys or feedback forms to help us improve our resources. Cookies ensure that you don’t see the same survey multiple times and help maintain consistency in the responses collected. When you submit a form—such as a contact request, question, or suggestion—cookies may temporarily store your information to simplify follow-ups and prevent repetitive data entry.

Customization Cookies

To make your experience more engaging, The Core Finance allows you to customize certain elements of the website, such as display settings, theme preferences, or content filters. Customization cookies save these preferences, ensuring that your interface remains consistent every time you return. This allows us to deliver a browsing experience that reflects your personal style and financial interests.

Third-Party Provider Cookies

The Core Finance integrates selected third-party services to enhance website functionality, monitor performance, and personalize advertising content. These partners may deploy cookies to collect analytical insights and improve how users interact with our platform.

Analytics and Performance Cookies

To better understand how visitors engage with our website, The Core Finance uses trusted analytics tools such as Google Analytics. These cookies gather non-personal information like time spent on pages, navigation paths, and browsing behaviors. The insights we gain help us refine our financial content, improve usability, and enhance platform structure for a smoother experience.
For more information about how Google Analytics cookies work, you can visit their official website.

Testing and Development Cookies

During updates and new feature launches, temporary cookies may be used to monitor performance and detect potential issues. These cookies help ensure that new tools—such as financial comparison features or interactive calculators—integrate seamlessly, maintaining stability and minimizing disruptions for users.

Advertising Cookies

The Core Finance collaborates with reliable advertising partners to display content and promotions that align with user interests, such as loan opportunities or credit card offers. These cookies track ad engagement, measure effectiveness, and help us improve relevance over time.
If you wish to modify your advertising preferences, you can manage your ad settings through Google’s Ad Preferences or visit www.aboutads.info for broader ad tracking management.

How to Block Cookies

Users have complete control over how cookies are used on The Core Finance. You can manage, restrict, or disable cookies at any time through your browser’s settings. Each browser offers its own configuration options for controlling cookie behavior. Below are links to official guides for managing cookies in the most common web browsers:

Please note that disabling certain types of cookies—particularly those related to account functionality or personalization—may affect how the website operates. This could impact login sessions, saved settings, and customized financial recommendations.

If you prefer to opt out of personalized advertising, you can modify your ad preferences through your browser’s privacy settings or directly via Google’s Ad Preferences.

By understanding how cookies work and managing them according to your comfort level, you can enjoy a secure, personalized, and privacy-conscious experience on The Core Finance.

IV. Commitment to Data Protection

At The Core Finance, safeguarding user data is one of our core principles. We never sell, lease, or trade personal information to third parties under any circumstances. In limited cases, we may share aggregated, anonymized, or non-identifiable data with select partners to help us develop new tools, improve platform usability, and deliver more relevant financial insights—all without revealing any personal user details.

We are committed to maintaining full compliance with leading data protection frameworks, including the California Consumer Privacy Act (CCPA), the General Data Protection Regulation (GDPR), and other applicable privacy standards. Users may opt out of anonymized data collection at any time, and those wishing to adjust their privacy settings or learn more about their rights can contact us directly through our official contact page at https://thecorefinance.com/contact.

The Core Finance employs robust and industry-standard security measures to protect all collected data. These include encryption protocols to secure information during transmission, role-based access controls to limit internal access, and continuous monitoring systems designed to detect suspicious or unauthorized activity. Our infrastructure is regularly reviewed, and we perform scheduled security audits to identify and resolve potential vulnerabilities before they can impact our users.

While we take every precaution to ensure data safety, no digital system is completely immune to emerging cyber threats. In the unlikely event of a security breach or unauthorized access, The Core Finance will respond swiftly to contain the issue, restore system integrity, and comply with all legal notification requirements. Affected users will be promptly informed and guided through practical steps to protect their personal information.

Our dedication to privacy extends well beyond regulatory compliance. At The Core Finance, we view data protection as a foundation of user trust. We are committed to maintaining a secure, transparent, and respectful environment—one where every visitor can confidently explore financial tools, articles, and recommendations knowing that their information is handled responsibly and with integrity.

V. Implementing Your Privacy Privileges

5.1 Acknowledgement of Your Rights

At The Core Finance, we believe that every individual deserves clarity, control, and respect regarding their personal information. Whether you are a casual visitor or a registered user, you have the right to know how your data is collected, used, and protected. We recognize that privacy laws may differ depending on your location, and we are committed to upholding your rights in accordance with all applicable data protection regulations.

Depending on your jurisdiction, you may have the right to access the personal data we hold about you, request corrections or updates, or restrict or stop processing your information altogether. In some cases, you may also have the right to request permanent deletion of your personal data. While we will make every reasonable effort to comply with such requests, certain legal obligations—such as tax compliance, security requirements, or recordkeeping laws—may require us to retain specific information for a defined period.

The Core Finance actively supports these rights through clear policies, accessible communication channels, and privacy tools that give users greater visibility and control over their information. Our goal is to build a platform that not only meets global privacy standards but also reflects our ethical commitment to transparency and user trust in every financial interaction.

5.2 Policy on Data Retention

At The Core Finance, we retain personal information only for as long as it is necessary to fulfill the purposes for which it was collected. This includes ensuring a secure user experience, maintaining communication records, meeting legal obligations, and supporting data-driven improvements to our platform. Our retention policy is carefully designed to balance operational efficiency with user privacy expectations.

For example, we may retain your email address or support request history to provide follow-up assistance or resolve prior inquiries. Similarly, certain technical data collected for security monitoring or diagnostic purposes may be stored temporarily to help detect, analyze, and prevent potential threats. Once data is no longer needed for its original purpose, it is either securely deleted or anonymized so that it can no longer be associated with an identifiable individual.

If you wish to have your personal data permanently deleted from our systems, you may submit a deletion request through our contact page at https://thecorefinance.com/contact. Upon receiving your request, our team will promptly begin the erasure process in full compliance with applicable data protection regulations. You will be notified once your request has been completed or if any specific information must be retained for legal or regulatory reasons for a limited period.

At The Core Finance, we are deeply committed to responsible data stewardship—ensuring that privacy rights are upheld not only in principle but also in practice. Our approach combines transparent retention policies, secure deletion methods, and open communication, reaffirming our dedication to protecting user trust every step of the way.

VI. Data Protection in the United States

At The Core Finance, protecting your privacy is a fundamental priority. We adhere to the data protection and consumer privacy regulations that apply within the United States, ensuring that all personal information collected through our platform is handled responsibly and transparently.

While the U.S. does not operate under a single, nationwide privacy framework, a variety of state-specific and federal laws govern how organizations collect, store, and use personal data. The Core Finance is committed to complying with these regulations and applying industry best practices in all aspects of data management.

This section highlights the most relevant U.S. privacy laws that may impact our operations and your rights as a user. It also outlines the proactive measures we take to safeguard your information and maintain full compliance with applicable data protection and consumer privacy standards.

California Privacy Laws – CCPA and CPRA

If you are a resident of California, your personal information is protected under the California Consumer Privacy Act (CCPA) and the expanded California Privacy Rights Act (CPRA), which took effect in 2023.

These regulations apply to businesses that collect or process user data—whether directly or indirectly—through cookies, analytics tools, or advertising platforms. Even seemingly non-identifiable data, such as IP addresses or browsing activity, may fall under the scope of these laws.

Your Rights Under CCPA and CPRA

As a California resident, you are entitled to the following rights regarding your personal information:

Know what categories of personal data we collect and why we collect them.
Request deletion of your personal information from our systems.
Correct inaccuracies in any personal data we hold about you.
Opt out of the sharing or selling of your data, particularly for advertising or analytics purposes.
Limit the use of sensitive personal information.
Request a portable copy of your personal data in a structured, accessible format.

To comply with these privacy laws, The Core Finance provides a clear and transparent privacy notice, accessible cookie management tools, and a dedicated process to help California users exercise their rights efficiently. We also honor browser-based privacy signals where required by law and maintain strict internal controls to ensure all data access, correction, and deletion requests are handled securely, promptly, and in full compliance with applicable legislation.

Virginia Consumer Data Protection Act (VCDPA)

The Virginia Consumer Data Protection Act (VCDPA) grants residents of Virginia the right to understand clearly how their personal data is collected, used, and stored by websites and online platforms.

This law applies to any organization that processes or shares personal information, including behavioral data gathered through analytics tools or marketing technologies. The Core Finance fully complies with these requirements and remains committed to responsible data handling.

Your Rights Under the VCDPA

As a Virginia resident, you are entitled to the following rights regarding your personal information:

Access your personal data and confirm whether it is currently being processed.
Correct any inaccuracies or outdated personal details we hold about you.
Request deletion of personal information that is no longer necessary or desired.
Opt out of targeted advertising, data sales, or automated profiling.
Obtain a portable copy of your personal data in a structured, downloadable format.

At The Core Finance, we respect and uphold these rights by maintaining clear disclosure practices, collecting only the information necessary for legitimate business operations, and providing users with the ability to opt out of behavioral tracking when applicable.
If you wish to exercise your rights under the VCDPA, you can submit a request through our official contact page at https://thecorefinance.com/contact. We will respond within the timeframe required by Virginia law, ensuring a fair and transparent resolution process.

Colorado Privacy Act (CPA)

The Colorado Privacy Act (CPA) grants residents of Colorado additional rights and protections regarding how their personal information is collected and processed online. This includes data obtained through cookies, tracking technologies, and analytics tools that monitor user interactions with our website.

Even when data is collected indirectly—such as through device identifiers, browsing activity, or interaction history—the CPA requires that users receive clear disclosure and control over how their information is used. The Core Finance is fully committed to upholding these principles and providing transparent, user-friendly privacy options.

Your Rights Under the CPA

As a Colorado resident, you have the right to:

Access, modify, or delete your personal data at any time.
Opt out of behavioral advertising, data profiling, or algorithmic decision-making.
Request a structured and portable export of your personal information.
Use browser-based privacy controls (such as Global Privacy Control signals) to automatically opt out of targeted data processing.

The Core Finance honors these rights by respecting browser-level privacy requests, collecting only data necessary to improve performance and deliver content responsibly, and providing clear, accessible explanations about how and why user information is used.
Visitors can also manage cookie preferences and adjust privacy settings directly through our on-site privacy management tools, designed to ensure simplicity, transparency, and full user control.

Children’s Online Privacy Protection Act (COPPA)

The Children’s Online Privacy Protection Act (COPPA) is a federal law established to protect the personal information of children under the age of 13. It applies to online platforms that intentionally target children or knowingly collect data from users within this age group.

At The Core Finance, we do not knowingly collect or store any personal information from children under 13 years old. Our content and services are intended for a general audience interested in financial education, personal finance, and related topics—not for children. However, if any material ever becomes accessible to younger audiences, we remain fully committed to maintaining compliance with COPPA and all relevant data protection standards.

Our COPPA Commitments

Obtain verified parental or guardian consent before collecting any personal data from children under 13.
Collect only essential information, avoiding any unnecessary or excessive data requests.
Allow parents or guardians to review, correct, or delete their child’s information upon request.
Provide clear, easy-to-understand privacy notices in any content that could reasonably appeal to younger users.

If you are a parent or legal guardian and believe that your child’s personal information may have been collected through The Core Finance without appropriate consent, please contact us immediately via https://thecorefinance.com/contact. Our team will promptly investigate and, if necessary, remove the data to ensure full compliance with COPPA and safeguard your child’s privacy.

How We Stay Compliant

At The Core Finance, we maintain a comprehensive privacy framework built on clarity, accountability, and user empowerment to ensure compliance with all applicable U.S. data protection laws. The types of data we collect are generally limited to functional and technical information—such as browser type, device details, session duration, and interactions with our website content. Nevertheless, we handle all collected data with the highest level of care and confidentiality.

Our commitment goes beyond compliance; we aim to help every user make informed and confident decisions while exploring financial tools and insights on our platform. Transparency is central to this process—we clearly explain how and why data is collected, processed, and protected at each stage.

If you have any questions about your personal data or wish to submit a privacy-related request, please contact us through our official contact page at https://thecorefinance.com/contact. Our team will respond promptly and ensure your concerns are handled in accordance with applicable privacy standards.

VII. Rights Under GDPR for Data Protection

For individuals located within the European Economic Area (EEA), The Core Finance fully upholds all rights granted under the General Data Protection Regulation (GDPR). We are dedicated to maintaining transparency, fairness, and accountability in how personal information is handled, ensuring that every user retains meaningful control over their data.

In accordance with the GDPR, users are entitled to several data protection rights that The Core Finance actively supports and facilitates. These include the right to request a copy of the personal data we hold, correct inaccuracies, and—under specific circumstances—request permanent deletion of personal information, also known as the “right to be forgotten.”

Users may also request temporary restrictions on data processing instead of deletion, particularly when questions arise regarding accuracy or lawful use. Additionally, individuals have the right to object to certain types of processing, such as promotional communications or automated profiling. When technically feasible, users can also request that their personal data be provided in a structured, commonly used, and machine-readable format or transferred to another service provider of their choice.

The Core Finance is committed to responding to GDPR-related requests promptly and thoroughly, typically within 30 days, unless an extension is required due to legal or operational complexity. If you wish to exercise your GDPR rights or have concerns about how your personal data is being processed, please contact us through our official support channel at https://thecorefinance.com/contact. Our team will carefully review your request and ensure that your rights are respected and enforced in accordance with EU data protection standards.

VIII. Parental Oversight of Children’s Data

At The Core Finance, we take the protection of children’s privacy very seriously and treat it as a fundamental responsibility. Our website and content are designed for a general adult audience and are not directed toward children under the age of 13. We do not knowingly collect, request, or store any personal data from individuals in this age group.

We strongly encourage parents and legal guardians to actively supervise their children’s online activity and educate them on safe, age-appropriate internet practices. Parental involvement plays an essential role in preventing the unintentional sharing of personal information and promoting responsible digital behavior.

Given the challenges of verifying user age in online environments, The Core Finance takes a proactive approach in addressing any potential data submissions from users under 13. If we become aware that such data has been collected, we will act immediately to delete the information from our systems and block any future collection from that user.

If a parent or guardian believes that their child has shared personal information with The Core Finance, we ask that they contact us right away through our official contact form at https://thecorefinance.com/contact. Once notified, our team will promptly investigate the matter, remove any unauthorized data, and ensure full compliance with the Children’s Online Privacy Protection Act (COPPA) and other relevant data protection standards.

At The Core Finance, we remain fully committed to promoting the safety, privacy, and digital well-being of all our users, taking every reasonable step to prevent unauthorized data collection from minors and maintain a secure online environment.

IX. Future Adjustments to Our Privacy Policy

As The Core Finance continues to grow and adapt—whether through the release of new features, updates to regulatory standards, or improvements in our digital infrastructure—we may periodically update this Privacy Policy to reflect our most current practices. These revisions ensure continued compliance with evolving data protection laws, strengthen system security, and improve how we collect, process, and safeguard personal information in response to user expectations.

We are fully committed to maintaining transparency in all updates. Whenever changes are made to this policy, the revised version will be clearly published on this page, accompanied by a notice outlining any significant modifications that affect how your data is handled. We strongly encourage users to review this Privacy Policy periodically to stay informed about how their personal information is managed.

By continuing to use The Core Finance after an updated Privacy Policy has been posted, you acknowledge and agree to the revised terms. If, at any point, the updated policy does not align with your personal privacy preferences or comfort level, we recommend discontinuing use of our website and related services to ensure that your privacy choices are fully respected.

X. Our Contact Information

If you have any questions about this Privacy Policy, the ways in which The Core Finance collects, processes, or protects your data, or if you would like to exercise your privacy rights, we encourage you to reach out to us directly through our official support form at https://thecorefinance.com/contact.

Our team is available to assist with clarifications, policy-related inquiries, or specific requests regarding how your personal information is managed. We are committed to providing clear communication, timely responses, and full transparency to ensure that every user feels informed and confident about how their data is handled at The Core Finance.

Denakop Digital Media LLC
EIN 83-1565345
1395 Brickell Ave, Suite 852
Miami – FL 33131
[email protected]